TERMS AND CONDITIONS
LAST UPDATED: January 2026
1. GENERAL INFORMATION
This website and the Expense Analyser application are operated by serbizai OÜ, a company registered in Estonia. By accessing or using this website or the Expense Analyser product, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use the service.
2. THE SERVICE
Expense Analyser is a digital tool designed to help users analyze and organize expenses. The product is offered as a one-time purchase. No subscription is required and no recurring payments are charged.
3. USER ACCOUNTS
No user account or registration is required to use Expense Analyser. Any information voluntarily provided by the user, such as an email address for purchase or support purposes, must be accurate and valid.
4. PAYMENTS AND DELIVERY
Payments are processed through third-party payment providers such as Stripe or PayPal. After successful payment, access to the purchased digital product will be provided according to the instructions shown on the website. If you experience any issues, please contact support at info@expensesanalyzer.com.
5. REFUNDS
Due to the digital nature of the product, refunds may be limited once access or download has been provided. Refund requests will be reviewed on a case-by-case basis in accordance with applicable consumer protection laws.
6. DATA PROTECTION AND PRIVACY
We respect your privacy. We do not sell personal data to third parties and we do not share personal data with companies outside our corporate group. Personal data is used solely for providing the service, processing payments, and offering customer support.
7. COOKIES
This website uses only essential cookies that are strictly necessary for its operation, such as cookies used for language selection and basic technical functionality. No advertising, tracking, or marketing cookies are used.
8. INTELLECTUAL PROPERTY
All content, software, text, design, logos, and materials related to Expense Analyser are the intellectual property of serbizai OÜ or its licensors. You may not copy, reproduce, distribute, modify, or resell any part of the product without prior written permission.
9. LIMITATION OF LIABILITY
Expense Analyser is provided “as is” and “as available”. To the maximum extent permitted by law, serbizai OÜ shall not be liable for any indirect or consequential damages, including loss of data or loss of profits, arising from the use or inability to use the service.
10. USER RESPONSIBILITIES
Users agree to use the service lawfully and responsibly. Any attempt to misuse the service, interfere with its operation, or use it for illegal purposes is strictly prohibited.
11. MODIFICATIONS TO THE TERMS
We reserve the right to update or modify these Terms and Conditions at any time. Changes will become effective once published on the website. Continued use of the service constitutes acceptance of the updated terms.
12. GOVERNING LAW
These Terms and Conditions are governed by the laws of the Republic of Estonia, unless mandatory consumer protection laws provide otherwise.
13. CONTACT
For any questions regarding these Terms and Conditions, please contact: info@expensesanalyzer.com